Ori Rinaman

I will adjust my thermostat down 2 degrees from usual when I use the heat, and up 2 degrees when I use air conditioning.

I will eat all of my meals without distractions, e.g., phone, computer, TV, or newspaper.

I will adopt a "Needs Vs. Wants" approach and only buy things I need.

I will spend 15 minutes each day maintaining a record of all my purchases and learning about my spending habits.

I will take a 10-minute walk outside each day.